I was married to my husband for fifteen years- he worked and I never did. He was disabled and we were collecting his social security disability benefits. I am only 55 so we never applied for any benefits for me, and I don’t know if I’d even get any anyway since I didn’t work. Now, I don’t know what is going to happen know that he passed away. What are the rules for social security income after death as beneficiary or dependent? We also have a son. Can either one of us get social security benefits in my husband’s name?
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Answer:
Social security provides survivors benefit for widows who are of retirement age, or who are taking care of a child of the deceased under the age of 16 who is entitled to SSA survivor’s benefits. While in most cases, you must be of full retirement age (aged 66) to receive survivor’s benefits from your spouses death, since your husband was disabled and collecting social security benefits, your benefits may be able to begin as early as the age of 50. You should contact an experienced disability rights attorney who can help you determine what benefits you are entitled to.
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Posted by Christy Rakoczy on 23 Apr 2010