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Dependent Benefits for Recipients of SSDI Disability
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If one or both parents in a family qualifies for SSDI disability benefits, often the whole family can get additional benefits, known as auxiliary benefits or dependents' benefits. The family members don't have to be disabled themselves (except for children over 18). Instead, the family members collect a monthly SSDI benefit "based on the earnings record" of the disabled person. (This benefit is not available to family members of SSI recipients.)
Who Is Eligible for Auxiliary Benefits?
Child benefits, spouse benefits, and survivor benefits are available for family members of someone who is eligible for SSDI.
Husbands and wives of disabled people collecting SSDI can collect a monthly benefit.
Dependent children of a disabled parent collecting SSDI are eligible for a monthly benefit.
Children who were disabled before age 22 can collect permanent benefits based on their parent's earning records.
The spouse or divorced spouse of a deceased worker is eligible for a widow or widower's benefit.
Even divorced spouses can sometimes collect a monthly benefit when their ex-spouse is disabled or deceased.
Children and parents of a deceased worker are often eligible for survivors benefits.
Calculating Family Auxiliary Benefits
Children's benefits are calculated according to a formula, subject to a family maximum.
Children and spouses of a disabled workers can collect monthly "auxiliary benefits," but they're subject to a family maximum.
Your Social Security disability benefits will be reduced if you also receive a government pension.
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