Getting Disability Payments for a Physical Disability

Physical disability affects millions of Americans.  In spite of this, information about disability benefits is sometimes difficult to find, and the legal words and definitions used on government and law websites may be difficult to understand.  Following, you’ll find some important legal information about physical disability, what benefits may be claimed by the disabled, and how to receive those benefits for yourself.

Getting Benefits for Physical Disability

Physical disabilities for which you might qualify for benefits include a wide range of illnesses, diseases, congenital defects, and injuries.  Some physical disabilities that may cause a person to qualify for disability benefits are:

• Short-term injuries, such as broken bones
• Amputated or immobilized limbs
• Heart defects and pulmonary disease
• Muscular dystrophy
• Multiple sclerosis
• Cerebral palsy
• Epilepsy
• Respiratory disorders

Getting benefits for physical disability requires medical records, including any information from exams, x-rays, scans, and surgeries you might have undergone.  Doctors may choose to write a letter to the Social Security Administration detailing your history with illness or injury, and explaining why you should qualify for benefits. 

Benefits are determined on the basis of the type of disability, the severity of disability, your current insurance plan, and financial need.  The Social Security Administration employs a test called the Benefits Eligibility Screening Tool to aid individuals who want an initial indication as to whether they may be likely candidates for disability benefits.

Filing a Disability Claim

Disability benefits from the federal government may be applied for through the official website for Social Security; however, individuals without access to the internet may apply using a toll-free number.  The government will e-mail a Disability Starter Kit to you so that you can begin to file your claim. 

Most state governments have Disability Insurance programs which may be applied for online or over the phone as well.  Documentation such as social security number, address, and a Doctor’s Certificate (which will explain why you are requesting benefits) must be filed along with the necessary forms.  Individuals who are unable to complete forms themselves may request additional assistance.

Finding Legal Help

Sometimes, disability claims are denied by federal and state governments and insurance providers.  This is due to the unfortunate fact that disability assistance programs are subject to abuse by individuals who are perfectly capable of working.  If your disability prevents you from being gainfully employed, or if it makes employment very difficult, seeking legal counsel is a step you may choose to take. 

Disability lawyers look at denied disability claims and determine whether, per legal definition, you are entitled to benefits, and if so, how much.  Lawyers understand that disability payments may be denied for any number of reasons, from improperly filed paperwork to the simple return to work of an individual during a pending application.  They will help you to determine why your claim has been denied, and will help you to seek legal recourse.  Dedicated lawyers know the language and specific requirements of absolutely every type of benefits application, from Social Security Disability Insurance to Supplemental Security Income.