Who Will Pay the Fees for my Long Term Disability Insurance Attorney?

Disability can happen for many reasons. It can happen through physical impairments caused by accidents, as well as through sensory, cognitive or developmental impairments. Mental disorders and chronic diseases could also be a cause of a disability. Disability can happen at any point in a person’s life, even at birth. People who have disabilities may find themselves unable to obtain a job for one reason or another. This is where a long term disability insurance attorney comes into play.

Working with a Long Term Disability Insurance Attorney

While a person can obtain disability benefits without a lawyer, obtaining a lawyer can help improve your odds of actually getting your benefits approved. A lawyer helps you obtain the necessary information as well as makes sure that you understand the back and forth legal language. He can also help you to get your disability claim approved or stop your claim from being terminated,

You want a lawyer who will go to bat and help win your case, but one questions remains in your mind: how will you pay for a disability insurance lawyer?

This is a good question and an important one at that. Who will pay for your lawyer depends on the situation. In some cases, you can obtain the help of a lawyer if you are suing an insurance company to obtain benefits under ERISA rules. However, you must qualify under the Employee Retirement Income Security Act of 1974. To qualify, a court considers this:

• The qualified value of your claim
• The amount of benefit awarded to claimant
• Whether or not an award against the insurance company would prevent fraud on the part of insurers

If on the other hand you are applying for SSA benefits, then you may be able to find a lawyer who will work for a portion of the settlement on a contingent fee basis.

Getting Help

The specific rules for who pays your legal fees depends on the situation, so make sure you understand the fee structure with your attorney. Your lawyer should explain to you exactly how and when you will be charged and who will pay the bill.