The State Disability Benefit Insurance Laws for CA

Many people wonder if they qualify for assistance for their disability in California and are interested in learning about the state disability benefit insurance laws for California.   There are several laws that can influence whether or not you are eligible for disability insurance.  Keep reading to learn more about the state disability benefit insurance laws for California and how they might apply to you.

What Makes Someone Eligible?

There are several specific regulations you must meet in order to be eligible for benefits from CA’s disability benefit insurance.  Questions to keep in mind of include: 

• Have I lost wages because of an injury, disability, or other issue? 
• If I’m not employed but am disabled, have I actively been job searching and have failed to find a job? 
• Have I not been able to do my work because of my disability for over a week?

There are many other requirements that you will have to meet to be able to get disability insurance from California.  Keep in mind that in order to officially be accepted, you will need to get a medical examination, a certification from your doctor that you are in fact disabled, and you will need to submit paperwork within less than two months of being disabled

Why Can’t I Get Insurance for my Disability?

Unfortunately, if you haven’t submitted the right paperwork, you already get Workers’ Compensation benefits, or you are in jail, you cannot get disability assistance and insurance in California.  Also, keep in mind that you will have to prove that you actually suffer a loss of wages because of your disability.If you are unsure of your own qualification status, consider applying anyway.  The worst thing that can happen is that they will refuse your application and you won’t get benefits – it is worth it to try.  You will learn why your application didn’t pass, and you can see if there is something you or your lawyer can do to fix your application.

For More Help With California State Disability Benefit Insurance Laws

The best advice is to make sure an attorney is on your side throughout this process.  Your attorney will help you file your claim and will check for mistakes that could potentially delay the process (and in effect, delay when you begin receiving payments.)  Make sure you begin setting up your doctor’s appointments right away since they often take a long time to be booked by a doctor’s office and you will need your doctor to confirm your disability. Your attorney can help you compile all this evidence so you can make a strong claim.