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There are many aids to those who are disabled today, often allowing them to use mobility equipment and telecommunications resources to have a very active and fulfilling life. However, obtaining those aids when injured in an accident that was someone else’s fault or when it is covered by workers compensation insurance can be difficult. Such equipment is expensive and may need to be replaced often. Planning and providing for a lifelong need can require strong and knowledgeable help from a legal expert.
Since the 1970s, people in this country have experienced a growing awareness and consideration of the needs of the disabled. There are many strong advocates who have set the stage for statutes and case law requiring compensation for a number of needs after a debilitating accident. However, that does not mean that responsible parties, workers compensation agencies, the Social Security Disability Insurance carrier, or insurances companies offer to pay for all the needs of a victim. Sometimes injured parties must fight for them. In order to do so effectively, they should be aware of the areas they should consider.
These are just a few of the areas of disability compensation that may be required and covered by a liable party, or covering agency.
Disabilities can fall into one of four categories, each with their own level of life change, pain, cost, medical care, and compensation:
The types of compensation these types of disability requires vary, but depending on the insurance coverage, work history, workers compensation if the injury was work-related, or Social Security points, they may be entitled to compensation for some or all of their needs.
In addition, if their disability is temporary and partial, they should not face discrimination in the workplace, but accommodation from their employer in order to find a job function they can perform or receive appropriate disability. If their disability is total and permanent, they should not face discrimination in the public arena, but accommodation to enjoy the greatest access and mobility available.
Just because a victim of an accident faces expensive and long-term needs does not give the liable party the right to deny them the care and compensation they deserve. However, the more expensive those needs are, up to and including mobility equipment that is costly and high maintenance, the more they may need the services of an attorney to protect their rights.