The Social Security Act provides a guaranteed income to older workers when they reached age 65; the program was expanded to provide benefits to disabled workers, worker’s dependents, and death benefits if a worker died prematurely.
Social Security Disability is cash benefits paid to workers who are ill or injured. The benefits are paid based on contributions workers wage deductions while employed.
Disabled Child – unmarried child (includes
adopted child and in some instances stepchild and grandchild) over the age of
18:
Child - unmarried child (includes adopted child
and in some instances stepchild and grandchild) must be under the age of 18 or
under age 19 if attending elementary or secondary school full-time.
SSI for those under the age of
18 – SSI is available to persons who meet the disability requirements but have
little income or resources. This applies
to children under the age of 18.
SDI for children based on the
record of a parent – if a parent is disabled, the child can receive benefits as
a dependent of the parent.
SSDI for those disabled since childhood – an
adult who is disabled since childhood can receive disability benefits when they
become an adult using the parent’s social security number and work record. This
is called a “child’s benefit” even though it is using the parents earning
record.
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