I have been self employed for my entire career and have recently became disabled. How will SSDI work?

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Question:

I am self employed and have been for most of my career. I recently became completely disabled and unable to work due to a car accident causing severe pain. Are these disability benefits for self employed people available to me, even though I have only ever worked for myself?

Answer: (1)

Individuals become eligible for social security disability benefits based on earning work credits. These are earned by paying into the social security system. You can earn these work credits even if you are self employed, because when you pay your annual taxes, you pay into the social security system. When you submit your application for social security disability, you will need to submit a copy of your federal tax return, in addition to other required information. If you have questions about filling out your application or qualifying for social security disability, you may wish to speak with an experienced social security disability rights attorney who can help.

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