Who is "insured" by SSDI?
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Answer:
When someone has worked for a sufficient length of time, as defined by the Social Security Administration, and paid Social Security taxes, that person, as well as certain members of their family are said to be “insured” by Social Security disability insurance, or SSDI. An adult child also may qualify for benefits on a parent’s earnings record if the child has a disability that started before age 22.
Those that are insured by SSDI are eligible to receive disability benefits if they have a medical condition that prevents them from being employed. Social Security makes the determination regarding whether the medical condition is considered severe enough to qualify the individual for monthly disability benefits.
Once a person is considered disabled under Social Security law, the SSA performs periodic reviews of their medical condition to make sure that they remain disabled. If their medical condition improves and they no longer meet the disability criteria under Social Security law, their benefits may stop.
For more information on Social Security disability, I recommend consulting with an attorney who is experienced in Social Security law.
Talk to a Social Security Disability Lawyer to learn more about the requirements for SSDI, and what you can do to get benefit payments.
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Posted by Jan Hill on 15 Jun 2010