What conditions are covered by SSDI?

Social Security Disability Insurance (SSDI) are provided to disabled employees as well as retired and elderly people as financial assistance since their disability hinders them from taking up gainful employment. SSDI eligibility is determined through a series of tests and requirements conducted by the Social Security Administration (SSA). In order to become eligible for these benefits, an employee should have sufficient work experience as set by the SSA, and the medical condition should be severe enough to prevent the person from taking up employment and should last for at least a year or result to death.

Some of the common conditions that are covered by the SSDI and would qualify for immediate benefits include blindness, total deafness, HIV infection, cerebral palsy, down syndrome, muscular dystrophy, mental retardation, and many others. If you wish to apply for these benefits, you need to apply to a local SSA office or visit its official website to download the application form and list of requirements. You can also call up the SSA through its toll-free number at 1-800-772-1213. When submitting application for the claim, you need to include paper works such as medical records, laboratory exams and results, doctor’s statements, and any other document that can serve as proof for the disability and its severity. Remember, it is not enough that you prove that you are suffering from a disability; you must also prove that the disability is severe enough that you cannot work and that it will last for a year or result to death.